You have decided to buy your first home. Now what? Let Veltri & Associates, Realtors take the guesswork out of this sometimes confusing and difficult task.

Make your wish list. Focus on the features you want in a home: 2 bedrooms or 3? 1 bath or 2? Garage or no garage? Knowing what you're looking for will help you focus your search. And it will help us, too.

You can save yourself a lot of wheel-spinning if you take a minute to figure out how much mortgage you can afford. Generally, a lender will want your monthly mortgage payment to total no more than 29% of your monthly gross income (that's your monthly income before taxes and other paycheck deductions are taken out.) You also need to consider current loan interest rates. The lower the interest rate, the more expensive the home you'll be able to afford. Get pre-qualified prior to shopping for your first home. Our mortgage partners will guide you to the best loan product that will suit your personal financial situation.

Monmouth County	Ocean County
Single Family	Single Family
Under $250,000	Under $200,000
$250,000 to $300,000	$200,000 to $250,000
$300,000 to $350,000	$250,000 to $300,000
Condominiums	Condominiums
Under $250,000	Under $200,000
$250,000 to $300,000	$200,000 to $250,000
$300,000 to $350,000	$250,000 to $300,000
Refine your search to your specific criteria